1. This Disclaimer must be read in conjunction with our Terms and Conditions of Website Use.

2. The information and content contained on, or accessible from, the Website, is intended and produced for general information purposes only and should not be relied upon as specific advice of any kind (whether professional, financial, technical or otherwise) for your individual or business-related requirements. Neither the content nor any services offered by us through the Website are intended to be relied upon as a professional diagnosis of your individual or your business's specific circumstances. Furthermore, the information contained on the Website may contain errors or inaccuracies or may be incomplete and/or out of date, and you should make your own independent investigations as to the accuracy of such information.

3. While we make every effort to ensure that the content on the Website is accurate and free from errors, you hereby acknowledge that the Website is provided "as is" and that your use of and reliance on any of the information on the Website is at your sole risk.

4. We do not, whether expressly or impliedly, warrant or represent that the Website or any aspect or feature thereof, including any functions, tools (such as calculators), information, advice, opinions, statements, content, software or online facilities ("Website Content") will be error-free, accurate, complete, reliable, fit for purpose or of a particular quality. You acknowledge that any reliance upon the Website or any Website Content shall be at your sole risk. You are encouraged to notify us of any defects, errors or omissions on the Website or in the Website Content, though we reserve the right, in our sole discretion, to correct any such defects, errors or omissions.

5. To the extent permissible by law and with reference to the Website and/or any of the Website Content, we expressly make no representation or warranties (whether express or implied), as to, (without limitation,) availability, merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security, quality and/or accuracy. While we take all reasonable steps to prevent this, we do not warrant that the Website, Website Content and/or its server or any software available for download via the Website will be free of viruses or other harmful components and that no data will be lost.

6. You hereby agree that we shall not be liable for, and agree to indemnify us and our officers, directors, employees, affiliates, shareholders, contractors, agents and consultants against, any loss, damage or liability to you or any other person resulting directly or indirectly from your use of the Website, (or any Website Content), or any other website accessible from the Website, or your inability to use the Website or Website Content, however such loss, damage or liability may occur and whether such loss or liability is financial, personal, consequential, incidental or otherwise.

7. Without derogating from the generality of the above, we will not be liable for:

• any interruption, malfunction, downtime or other failure of the Website or online services, our system, databases or any of its components, for reasons beyond our control;
• any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects or negligence on our part;
• any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities
• any event over which we have no direct control.

8. All rights and/or defences afforded to us in the Terms and Conditions of Website Use and/or this Disclaimer shall stand to the benefit of our affiliates and group companies.